Portfolio Manager (with relocation to Greece)

Description

Do you have what it takes to join Channel VAS, the global FinTech leader? We have become the world's #1 in mobile micro-credits thanks to sophisticated profiling and scoring models that are based on telco, digital and behavioral data.

We are seeking sharp, talented individuals to join our team of highly skilled professionals in our Operations Center in Greece and other countries. Through 40 telco partners we are providing financial inclusion to over 600 million consumers in Africa, Middle East, Asian Pacific and Latin America via a variety of mobile financial services such as Airtime Credit, Mobile Money Loans, Mobile Device Finance, B2C Loan Apps, E-Commerce Credit Solutions and Marketplaces.

The next growth is expected to come from geographic, industry and product diversification. Become part of a team of 200 creative individuals who believe in redefining mobile micro finance!

Working within Mobile Financial Services division the incumbent is responsible for portfolio management within treasury function in each territory. The candidate is responsible for optimizing the loan pool book matching the loan pool asset with the appropriate blend of funding (short- and long-term borrowing and equity). A portfolio manager expected to advise management the best course funding and portfolio management strategies researching market and consumer trends to optimize the yield while minimize the cost of funding and ensuring that assets are optimized and improved. It includes detailed and sophisticated financial planning forecasts and analysis.

Responsibilities

• Develops portfolio strategy to maximize the yield across the loan product portfolio to maximize customer retention loan value growth
• Consults widely on major changes to investment strategy, particularly those affecting loan pool portfolio yield and performance
• Studies market trends and other investment opportunities (including competitor activity) daily
• Able to communicate and explain and differences between various investment approaches and strategies
• Applies knowledge of market trends to new and potential territory portfolios, suggesting modifications and strategic adjustments to optimize market conditions
• Advises management of new product portfolios and investment opportunities likely to optimize the yield on the loan pool capital
• Matching the loan pool asset with the appropriate blend of short, long-term borrowing and equity Funding, Optimizing the loan pool product / profit yield
• Meets regularly with management to discuss and achieve investment goals, advising on the all strategic investment decisions, including active participation in all credit committee activity
• Customizes product strategy and functionality to achieve maximize customer engagement, penetration and activity.
• Leveraging innovation and data analytics to deliver customer retention value and growth.
• Deliver a consistent measurable portfolio yield against defined investment KPIs including portfolio yield ROI, ROA.
• Monitoring track and report, trends across the loan pool portfolio, developing strict capital rationing, techniques to maximize the portfolio return, limiting redundancy and managing liquidity, to optimizing growth opportunities, while limiting inefficiency
• Delivers presentations on Territory and product strategies
• Devises new and effective strategies manage new territory portfolios

Requirements

• Bachelor's and/or Master's in Business, Mathematics, Statistics, Economics, or Risk Management,
• 7 years+ hands on experience in actuarial, Financial, or telecommunications services
• Exhibits ability to conduct ongoing independent research into market trends and activity
• High business acumen with proven track record in financial modelling and analytics
• Highly developed and Proficient skillset in Excel and SQL
• Detailed knowledge of economic theory and financial terminology
• Demonstrates ability to make informed and logical management decisions
• Can apply economic theory and research to daily practical management activity

Optional requirements (will be considered a plus):

• Senior role in Financial institution specialized in Microfinance
• Exposure to Short term Consumer finance products specifically in Emerging markets
• Exposure to Mobile Money and alternate payment systems
• Financial Qualification (CFA CA, CPA, ACCA)
• Ability to understand and redesign the Financial Planning Functions to optimize efficiency, effectiveness and utilization of resources

Key Competences

• Fluency in English
• Strong analytical and problem solver skills. Ability to think creatively "outside the box" and resolve complex business problems
• Highly independent demonstrating strong interpersonal skills
• Experienced with supporting and communicating with various company stakeholders in order to assist with their Commercial, Revenue and forecasting related requirements
• Maintains professional and confident demeanor, and demonstrate the highest level interpersonal, conflict resolution skills
• Exhibits affinity for strategic thinking
• Strong communication skills and ability to get complex ideas across in an easy-to-understand way
• Excellent teamwork and exhibits ability to remain calm and think analytically during stressful situations
• Pro-activeness, accountability and results orientation